Akhil Purohit
Private Wealth
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Certainty for the people who depend on you.
If life takes an unexpected turn, the people and plans you care about stay protected, with cover based on what you would genuinely need rather than a rough guess.
Does this sound like you?
You are the main earner
Others rely on your income, a partner, children, or parents, and you want them secure whatever happens.
You carry a mortgage or debt
Borrowings that would otherwise fall on your family are cleared, not inherited.
You own a business
Key people, loans and shareholdings need protecting so the business survives a loss.
What you are actually covered for.
Life cover
If the worst happens, those you love are financially secure, debts cleared and income replaced.
Income protection
Your income continues if illness or injury stops you working, for as long as you need.
Critical illness cover
A lump sum on diagnosis, so you focus on recovery rather than bills.
Family & whole-of-life
Longer-term certainty and estate considerations for the next generation.
A simple, four-step process.
Discovery
A candid conversation about your obligations, goals and what keeps you up at night.
Analysis
We quantify the gap, what is covered, what is not, and what it would cost to close it.
Recommendation
Clear, independent options in plain language, with the trade-offs spelled out.
Ongoing review
Life changes; so should your plan. We review regularly, not just at outset.
Life Cover calculator
See how much cover your family would actually need, in about two minutes.
Questions people often ask.
How much life cover do I actually need?
Enough to clear debts, replace your income for the years your family needs it, and meet future costs such as education. The Life Cover calculator gives a fast, personalised guide.
Is cover portable if I move country?
Often yes, but terms vary by jurisdiction. Cross-border portability is one of the first things we check, given clients across markets around the world.
Will pre-existing conditions affect my cover?
They can affect terms or price, but rarely rule cover out. We position your application to give the best chance of fair terms.
Is this advice or a sale?
Advice. We assess your situation independently and recommend what fits, the product comes last, not first.
Let’s talk it through.
No obligation and no jargon. Just a clear, honest view of where you stand and what to do next.