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Businesses · Group Protection

Protect your people; manage your risk.

A benefit your team will notice and value. It supports employees and their families through the hardest moments, and helps you manage the cost of long-term absence.

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Who this is for

Does this sound like you?

01

You are building a benefits package

You want cover that staff actually notice and value, at a price that scales.

02

You carry absence risk

Long-term illness is costly and unpredictable; group cover helps you manage it.

03

You are competing for talent

Strong protection signals a serious employer and aids recruitment and retention.

What we cover

What you are actually covered for.

Group life

Protect employees’ families with a lump sum, a visible, valued benefit.

Group income protection

Support staff through long-term illness while managing absence cost.

Group critical illness

An affordable, high-impact addition to the benefits package.

How it works

A simple, four-step process.

01

Discovery

A candid conversation about your obligations, goals and what keeps you up at night.

02

Analysis

We quantify the gap, what is covered, what is not, and what it would cost to close it.

03

Recommendation

Clear, independent options in plain language, with the trade-offs spelled out.

04

Ongoing review

Life changes; so should your plan. We review regularly, not just at outset.

Relevant tool

Request a benefits review

A short, structured review of your current scheme: what is working well, where you are exposed, and how outcomes could improve.

Request a review →
Questions

Questions people often ask.

Q

How small a team can have group cover?

Smaller than most employers assume, schemes are available well below the headcounts people expect. We will tell you honestly what fits.

Q

Is it expensive to run?

Group cover is often more cost-effective per head than individual policies, and the administrative load can be kept light with the right scheme design.

Q

Can cover work across multiple countries?

Yes, relevant for mobile or multi-market teams. We structure cover to follow your workforce across international markets.

Q

How do you handle claims?

We stay involved at claim stage, that is when the value of advice is most felt, and when employers most want a steady hand.

Let’s talk it through.

No obligation and no jargon. Just a clear, honest view of where you stand and what to do next.

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